TERMS & CONDITIONS

2.1 Eligibility Criteria

To access the Platform and avail of mutual fund distribution services, you must:

• Be at least 18 years of age
• Be a resident of the Republic of India
• Be legally capable of entering into binding contracts under Indian law
• Hold a valid PAN card as required under Income Tax and AMFI KYC norms
• Complete the KYC process mandated by SEBI/AMFI through a KYC Registration Agency (KRA)
• Not be prohibited from investing in mutual funds under any SEBI order, court order, or applicable law

2.2 Account Registration

You agree to provide accurate, current, and complete information during registration, including details required for KYC compliance, and to maintain the accuracy of such information. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities under your Account. Notify us immediately at support@thewallstreetinvest.in if you suspect any unauthorised use.

2.3 KYC Compliance

As an AMFI-registered MF Distributor (ARN-347133), we are required to ensure that all investors are KYC-compliant before facilitating any mutual fund transactions. Non-completion of KYC may restrict your ability to transact through the Platform. We process KYC data in compliance with AMFI guidelines and the Prevention of Money Laundering Act (PMLA), 2002.

2.4 Account Suspension and Termination

We reserve the right to suspend, restrict, or terminate your Account at any time, without prior notice, if we reasonably believe you have violated these Terms, any Applicable Law, or any SEBI/AMFI regulation. We also reserve the right to refuse service to any User at our sole discretion, consistent with regulatory obligations.

3.1 Mutual Fund Distribution Services

Wall Street Growth Partners Private Limited (ARN-347133) is an AMFI-registered Mutual Fund Distributor. Through The WallStreet Invest Platform, we facilitate the distribution of mutual fund schemes of various AMCs. Our services include providing information about mutual fund products, facilitating transactions, and offering portfolio tracking tools. We act as an intermediary between investors and AMCs and earn distributor commissions from AMCs on transactions facilitated by us. We are NOT an investment adviser under the SEBI (Investment Advisers) Regulations, 2013, and do not provide personalised investment advice.

3.2 Disclosure of Commission and Conflicts of Interest

In accordance with SEBI Circular No. SEBI/HO/IMD/DF2/CIR/P/2019/06 and applicable AMFI guidelines, we disclose that:

• We receive distributor commissions (upfront and/or trail) from AMCs for mutual fund transactions facilitated through our Platform
• Such commissions may vary across fund houses and schemes, which may create a potential conflict of interest
• We endeavour to recommend products suitable to your risk profile and investment objectives, notwithstanding the commission structure
• You have the right to request details of commissions received by us on your investments
• You may opt for direct plans of mutual funds by investing directly with AMCs if you wish to avoid distributor commissions

3.3 Informational Content

Certain content on the Platform, including market data, fund performance data, and analytical tools, is provided for general informational and educational purposes only. Such content does not constitute investment advice, a recommendation to buy or sell any specific mutual fund scheme, or a solicitation to invest. Past performance of any mutual fund scheme is not indicative of future results.

3.4 Third-Party Data

Certain data on the Platform is sourced from AMCs, AMFI, stock exchanges, and third-party data providers. While we endeavour to ensure accuracy, we make no representations or warranties regarding the completeness, timeliness, or accuracy of such third-party data.

4.1 Permitted Use

Subject to these Terms, you are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial investment and portfolio tracking purposes in connection with mutual fund products distributed by the Company.

4.2 Prohibited Conduct

You must NOT, under any circumstances:

• Use the Platform for any unlawful purpose or in violation of Applicable Law, SEBI regulations, or AMFI guidelines
• Reproduce, distribute, sell, or commercially exploit any content from the Platform without prior written consent
• Reverse engineer, decompile, or attempt to extract the source code of the Platform
• Introduce any virus, malware, or other malicious code to the Platform
• Attempt to gain unauthorised access to any portion of the Platform or its infrastructure
• Use automated bots, scrapers, or crawlers to access or harvest data from the Platform
• Provide false information during KYC or account registration
• Use the Platform to conduct or facilitate money laundering, tax evasion, or any activity prohibited under PMLA 2002
• Impersonate any person or entity or misrepresent your affiliation
• Post or transmit false, misleading, or fraudulent information on or through the Platform

5.1 Ownership

All intellectual property rights in the Platform and its content — including software, design, trademarks, logos, data compilations, and analytical tools — are owned by or licensed to Wall Street Growth Partners Private Limited. Nothing in these Terms transfers any ownership rights to you.

5.2 Restrictions

You may not use the Company's trademarks, logos, or brand elements without prior written permission. The ARN number (ARN-347133) is a regulatory credential and must not be used or represented in any manner that misrepresents the Company's regulatory status.

7.1 Platform Fees

Certain features of the Platform may be offered on a subscription or fee-paying basis. All prices are in Indian Rupees (INR) inclusive of applicable GST, unless stated otherwise.

7.2 Distributor Commissions

As an AMFI-registered Mutual Fund Distributor (ARN-347133), Wall Street Growth Partners Private Limited receives distributor commissions from AMCs for mutual fund transactions facilitated through the Platform. These commissions are disclosed in accordance with SEBI and AMFI guidelines. You are entitled to request a full disclosure of commissions received on your investments at any time by writing to us at compliance@thewallstreetinvest.in.

7.3 Payment Processing

Payments for mutual fund subscriptions are processed through authorised payment gateways and SEBI-registered payment systems. The Company does not store your payment card details directly. All transactions are subject to applicable SEBI and RBI regulations governing payment systems.

7.4 Refunds

Mutual fund redemption proceeds are governed by the respective scheme's trust deed and SEBI regulations, and are paid out by the AMC directly to the investor's registered bank account. Platform subscription fees, if any, are generally non-refundable except as required by Applicable Law.

8.1 Disclaimer of Warranties

THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE ERROR-FREE, UNINTERRUPTED, OR SECURE.

8.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WALL STREET GROWTH PARTNERS PRIVATE LIMITED, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND FINANCIAL PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF INVESTMENT, LOSS OF PROFITS, OR LOSS OF DATA. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE TOTAL FEES PAID BY YOU TO US IN THE 3 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

8.3 Force Majeure

We shall not be liable for any failure or delay resulting from circumstances beyond our reasonable control, including market halts ordered by SEBI or stock exchanges, AMFI system outages, acts of God, internet disruptions, or cyberattacks.

10.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of India, without regard to its conflict of law provisions.

10.2 Regulatory Escalation

As an AMFI-registered Mutual Fund Distributor, we are subject to SEBI and AMFI's investor grievance redressal mechanisms. Investors may escalate unresolved complaints to SEBI via SCORES (https://scores.sebi.gov.in) or to AMFI (https://www.amfiindia.com) at any time.

10.3 Arbitration

Any dispute arising out of or relating to these Terms that cannot be resolved through the regulatory grievance redressal process shall be referred to and finally resolved by arbitration in accordance with the Arbitration and Conciliation Act, 1996, with the seat of arbitration in Delhi, India.

10.4 Jurisdiction

Subject to the arbitration clause above, courts of competent jurisdiction in Delhi, India shall have exclusive jurisdiction to adjudicate any matter arising under these Terms.